0458 773 002 Free assessment

A Mackay broker who sees the whole deal.

Real estate, lending and property management under one roof. That means fewer surprises between contract and settlement.

  • Local office, real people
  • Recommendations explained in writing
  • Annual loan reviews
Call us Or call direct0458 773 002
5.0 from 17 Google reviews (Oct 2026)

Free loan assessment

What are you looking to do?

No credit check to get started. Takes about a minute.

5.017 Google reviews, Oct 2026
Banks & specialist lendersOne conversation, many options
68 Sydney St, MackayLocal office, local knowledge
Life-of-loan serviceAnnual rate reviews included

Cutting Edge Finance is a mortgage broking business based at 68 Sydney Street, Mackay, serving Mackay, the Isaac Region and the Bowen Basin. It was founded by Luke Curtis after ten years in real estate showed him how confusing finance can be for families trying to buy a home.

Luke Curtis, Director and head broker

Luke holds a Diploma of Finance and Mortgage Broking Management and is also a licensed real estate agent and auctioneer. He owns Century 21 Coast to Coalfields and Estate Plaza Body Corporate, so he sees property from every side: buying, selling, lending and owning. He sits on the board of the RACQ CQ Rescue Helicopter.

Naomi Walton, Mortgage broker

Naomi is a mortgage broker in her own right, holding a Diploma of Finance and Mortgage Broking Management, with a background in real estate and business management. Most first calls to our main line, 0458 773 002, go straight to Naomi.

Kassy Wagner, Onboarding

Kassy gathers what we need at the start, so your broker can get straight to your options.

How we work

  • You talk to a real person, and we get back to you
  • We compare lenders and explain why we recommend one, in writing
  • We tell you how we're paid before you proceed
  • We review your loan every year after settlement

Part of a property team

We share our Sydney Street office with Century 21 Coast to Coalfields. If you're selling and buying at the same time, your sale, purchase and loan can run on one timeline.

Common questions

Who owns Cutting Edge Finance?

Cutting Edge Finance was founded by Luke Curtis, a Mackay mortgage broker, licensed real estate agent and auctioneer, who also owns Century 21 Coast to Coalfields.

Where is Cutting Edge Finance located?

Upstairs, Shop 5, 68 Sydney Street, Mackay QLD 4740. Office hours are Monday to Friday, 8.30am to 5pm.

Talk to a local broker

Call or text our broker team. On roster? Text and we'll call when you're off shift.

0458 773 002Free assessment

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